Why choose us?

1.

WE MAKE IT EASY

Apply in minutes
and get a decision
within 48 hours.

2.

YOU’RE IN CONTROL

Pay us back in proportion
to the revenue your
business generates.

3.

WE PLAY IT STRAIGHT

You get the funds you apply for, no upfront deductions.

What do you need?

1.

Turnover:
£12.5k + turnover

2.

Trade history
of 6+ months

3.

Business ownership
of 6+ months

See what amount you qualify for or get a free quote with our funding calculator. Final approval is subject to underwriting and credit checks.

Repayment Calculator

Example: 6 month term
*Further terms available on application. Subject to status.

We’ve got the flexibility to help

Traditional loans don’t work for business owners, they work for banks. We’re entrepreneurs who have faced what you’re facing, and we know that banks can’t and won’t help small businesses with small business problems: Stalled cash flow. Supplier invoices piling up. Payroll problems. Needing cash to buy the stock to make the cash or sometimes there’s a great opportunity for growth, but not enough supporting capital to take that opportunity.

We’ve been through what you’re going through and we came out the other side because we know that cash flow is solvable. You don’t have to do it all alone. We’re here to help with solutions for:

Working capital

Stock

Additional staff

New equipment

Cash flow management

New premises

Once-off projects

Refurbishment and repairs

What makes us different?

Funding AlternativePrivate Equity/Venture CapitalBank Loan
CostOne fixed feeLoss of ownership & controlDirector guarantees, charges on assets
Time to FundingDaysMonthsWeeks or months
Amount£10,000 to £250,000£100,000+£10,000 to £500,000
RepaymentsFlexible or FixedPref share dividends, rolled-up loansFixed
FlexibilityWe work around your business needsWill impose restrictions on use of capitalCan only offer standard terms
EngagementOnline only engagement possibleLengthy negotiationsRequires a lot of paperwork
SupportDedicated relationship managerLimitedSupport centre

Need help making a plan? Just get in touch!

Apply online or call 0800 6521977 to set an appointment.