SELECTIVE INVOICE FINANCING

Selective invoice financing is a way for businesses to get quick cash by “selling” specific invoices to us. You get most of the invoice amount upfront, and once the customer pays, you get the remaining amount, minus our fees. It’s a helpful option for companies whose growth is held back by offering credit terms to their clients.

HOW DOES IT WORK?

You keep running your business as usual, invoicing your clients as you go. Then, you send your invoices to Funding Alternative Group, and within 48 hours, we pay you a pre-agreed portion of the invoice value (typically between 70-90%). From there, you can either handle the payment collection as usual, or we can manage it for you—depending on what we agree.

Once your client settles the invoice, you get the remaining balance minus any agreed fees.

SINGLE AND SELECTIVE INVOICE FINANCING

Funding Alternative Group also supports businesses that need financing on specific invoices or particular clients, instead of financing their entire sales ledger—this approach is sometimes called spot factoring. Single or selective invoice financing works well for businesses with a few high-value invoices or clients with large financial exposure. By financing these invoices, businesses can quickly access cash to reinvest in their operations and supply chain.

WHAT ARE THE BENEFITS
OF SELECTIVE INVOICE FINANCING?

1.

EASE YOUR CASHFLOW

Free up funds tied up in unpaid invoices for a one-time fee, instead of waiting 30, 60, or even 90 days for payment.

2.

QUICK ACCESS TO CASH

You can get the funds in just a few hours.

3.

FLEXIBILITY WITH SUPPLIERS

Use the funds to buy stock or raw materials on time, or even early to take advantage of prompt payment discounts.

4.

FINANCIAL FLEXIBILITY

Enjoy greater financial flexibility, making it easier to expand or invest in new projects.

5.

NO LONG-TERM CONTRACTS

There are no ongoing fees or long-term commitments, and no ‘break fees’ if you decide to leave.

6.

USE AS NEEDED

Use this service as frequently or
infrequently as you like.

7.

BAD DEBT PROTECTION

In many cases, you’ll also get bad debt protection, helping your business relationships grow with confidence.

Need help making a plan? Just get in touch!

Apply online or call 0800 6521977 to set an appointment.