March 2026 – Deal of the Month
£80,000 Business Cash Advance – Restaurant Industry
March saw strong trading across hospitality, but rising supplier costs and staffing pressures continued to impact day-to-day cashflow.
We supported a growing restaurant business that needed fast access to capital to secure inventory, manage overheads, and maintain service levels during a busy period. Traditional funding routes couldn’t meet the required speed. Using live trading data, we structured an £80,000 Business Cash Advance with repayments aligned to revenue flow.
Offer issued in just 44 minutes!
The result:
- £80,000 deployed rapidly.
- Supplier payments secured without disruption.
- Operations maintained during peak demand.
- Flexible repayments matched to income.
Speed. Structure. Certainty.
Credit Corner
Behind the Scenes with the Credit Team – March Update
March maintained strong momentum, with the Credit Team continuing to deliver fast, consistent decisions as submission volumes increased towards the end of Q1.
Deal quality remained solid, with more brokers adapting well to the updated criteria.
Pro Tip for Brokers & Introducers:
Deals with open banking provided upfront and clear notes on the application are still seeing the fastest turnaround times and strongest outcomes.
Broker of the Month
Sedge Funding
This month’s recognition goes to a broker at Sedge Funding!
Consistently delivering well-presented deals, clear communication, and strong client understanding, he continues to set the standard for efficient deal flow. High-quality submissions with full context make a real difference, enabling quicker decisions and smoother completions.
We value the continued partnership and look forward to building on this momentum!
From the Desk of our CEO, Serge Santos…
March has reinforced a key trend – businesses aren’t slowing down, they’re adapting faster.
We’re seeing a shift towards more deliberate funding decisions, where timing and structure matter just as much as access to capital itself. The businesses performing strongest right now are those aligning funding with immediate commercial outcomes; whether that’s stock, staffing or expansion.
What stands out is the growing expectation for speed without compromise. Clients want quick decisions, but they also want flexibility and transparency. That’s where strong partnerships, both internally and with brokers, continue to make the difference.”
“As we move into Q2, our focus remains on delivering funding that works in real terms – practical, responsive and built around how businesses actually operate day to day.”
UK SME Funding | March Insights
Cashflow remains king.
Businesses prioritising liquidity over long-term commitments.
Hospitality and construction active.
Driven by seasonal demand and project cycles.
Speed continues to define outcomes.
Faster funding = captured opportunities.
Deal quality matters.
Strong packaging leads to better structuring and approvals.
Here’s what’s been happening:
- Average Time To Offer: 2 hours 17 minutes – Our fastest turnaround so far this year.
- Decision Quality: Strong first-pass accuracy, driven by clearer revenue verification and structured application write-ups.
- Sectors Showing Momentum:
- Car Dealerships – stock replenishment and forecourt investment
- Healthcare – investment in equipment, staffing, and service expansion
- Key Underwriting Insight: Strong write-ups with clear detail on the client, their business, and the purpose of funds help strengthen applications and improve outcomes.
