We Help British Business Owners To Thrive
We’re here to get you the stock to meet the season. To take care of the invoices to keep your business moving forward. To keep your people paid and productive.
Whatever you need to get to the next quarter and the next level, we’re here to help.
We’ve Got The Flexibility To Help With Funding
Traditional loans don’t work for UK business owners, they work for banks. We’re entrepreneurs who have faced what you’re facing, and we know that banks can’t and won’t help small businesses with small business problems:
- Stalled cash flow.
- Supplier invoices piling up.
- Payroll problems.
- Needing cash to buy the stock to make the cash
Or sometimes there is a great opportunity for growth, but not enough supporting capital to take that opportunity.
We’ve been through what you’re going through and we came out the other side because we know that cash flow is solvable.
You don’t have to do it all alone.
3 Funding Solutions to Assist Your Cash Flow
Business Cash Advance (BCA)
BCA is an unsecured lump sum loan with weekly repayments, structured as a fixed fee rather than interest. No card terminal is needed.
- 3 – 6 months standard terms
- Competitive, scaling commission structure
- Available to homeowners
- £25k Minimum monthly revenue
Range: £15k – £250k
Merchant Cash Advance (MCA)
Repayments are tied to your business card takings and flex with your revenue. During busier weeks you pay more and in quieter times you pay less.
- 4 – 9 months standard terms
- Requires an active card terminal
- Available to homeowners
- £15k Minimum monthly revenue
Range: £15k – £250k
Selective Invoice Financing (SIF)
You choose specific invoices and can receive 80% upfront within 48 hours, with the balance, minus fees, paid when the invoice settles.
- Choose which invoices to fund
- Up to 80% of invoice value upfront
- Same-day funding once facility is set
Range: Up to £250k
How do I Apply for Funding with Funding Alternative?
Ready to grow your business with funding from Funding Alternative? Apply today!
Need some more information first? Fill in a contact form and we will be in touch with you regarding your funding requirements.
Have all the paperwork and information ready? Apply directly online.
How We Have Helped UK Businesses With Funding
Funding alternative has helped hundreds of businesses with funding over the past years. From gyms to IT Companies, restaurants and pubs, and everything in between.
No matter the industry you are in, our team is ready to assist!
Trusted Partners We Work With
WorldPay Partner
Exceptional payments technology and expertise for businesses.
Rated on Trustpilot
Positive reviews from businesses and brokers on TrustPilot.
Plaid Partner
We make it easy, safe and reliable for businesses to connect their financial data to our services.
Receipt Bot Partner
Receipt Bot converts PDF bank statements into structured data for analysis.
Transunion Partner
Transunion offers total credit protection all in one place from credit alerts, credit reports and credit scores.
Square Partner
Use Square to manage your cash flow, for checking and savings accounts and for small business operations.
Elavon Partner
Solutions built to meet your needs now and scale with your business as it grows.
SumUp Partner
Keep payments simple and reliable, so your business can keep the neighborhood buzzing.
The Latest News & Information For UK Businesses
Turn Outstanding Invoices into Growth Capital
Learn how selective invoice finance turns unpaid invoices into working growth capital for stock, hiring, marketing and more. Find out how it works.
The Different Forms of Invoice Financing
Understand the different forms of invoice financing, including selective, whole-book, disclosed and confidential invoice finance.
Step-by-Step Guide to a Fast Business Funding Application
Prepare your Fast Business Funding application with our simple checklist and improve your chances of quick SME finance approval.
We know the challenges entrepreneurs face because we’re entrepreneurs too. We’re more than a source of funding; we’re a partner who understands your vision and supports your ambition.
Our approach combines financial flexibility with genuine understanding and a human touch. It’s about more than just money, it’s about moving forward together.